Earn Up to 4% Interest + 2% Cash Back
Join 2M+ Canadians building credit with zero debt, borrowing with ease, managing life in one place, spending with up to 2% cash back, and saving with up to 4% interest.
💰 Add $50 or more to your account to get 3 free months of KOHO Everything plan benefits.
Based on thousands of reviews
Why Canadians Choose Koho
How Koho Compares to Traditional Banks
See why over 2M+ Canadians have switched to Koho for their everyday banking needs.
| Feature | Koho | Big 5 Banks |
|---|---|---|
| Monthly Fee | $0 | $4-$30 |
| Savings Interest | Up to 4% | 0.05-0.25% |
| ATM Fees | Free at 3,000+ ATMs | $1.50-$5.00 |
| Overdraft Fees | $0 | $45-$48 |
| Account Opening | 5 minutes online | Branch visit required |
What Canadians Say About Koho
"Finally, a bank that doesn't charge me for everything. I've saved over $200 this year just in fees alone."
Sarah M., Toronto
"The 3.25% interest rate is amazing. My savings are actually growing instead of sitting there doing nothing."
Mike L., Vancouver
"Set up my account in 5 minutes. No more waiting in bank lines or dealing with pushy salespeople."
Jessica R., Calgary
Ready to Save Money on Banking?
Join over 2M+ Canadians who've already made the switch to no-fee banking.
Start Your Free Trial →No monthly fees • Up to 4% interest • Up to 2% cash back • Add $50+ for 3 free months benefits